Loan ProductsLoans

Mortgages

  • First Mortgages
  • Second Mortgages
  • Residential Rental Property Mortgage Loans
  • Loans on Land

First and Second Mortgages

We offer both fixed rate first and second mortgages. Qualification for a mortgage loan is based on your ability to make monthly payments (assuming the minimum down payment and closing cost requirement is met). Consideration is also given to your credit history, household income, and the appraised market value of the home you are financing.  The property must be located in the State of Alabama and normal qualifications apply based upon current underwriting guidelines.

Land Only Loans

If your dream is to build a home on your own land, we can help finance your land. We will lend on parcels of land up to 20 acres on which you intend to build your primary residence sometime in the future. The property must be located in the State of Alabama and normal qualifications apply based upon current underwriting guidelines.

Consumer Loans

We offer loan services to fit your needs and lifestyle. 

Types of Loans Available

  • New & Used Auto Loans
  • New & Used Recreational Equipment Loans
  • Boats
  • Personal Watercraft
  • 4 Wheelers / Motorcycles
  • Travel Trailers
  • Bill Consolidation
  • Heat Pumps
  • Unsecured / Personal Loans
  • Passbook & CD Secured Loans

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